Tell me more about the accident claims process.
Once your claim actually starts and we communicate with the opposing
insurer on your behalf - what happens next.

The procedures below are
broadly what you can expect to follow in most accident claim
circumstances. However, every case is different and you must use the
detail provided as a guide but nothing more.
The
first thing to point out is that you should have legal representation.
This is a very convenient comment from our perspective but the reality
is that a personal injury claim against a compensator (usually an
insurance company) will involve a legal process that has to be adhered
to and understood fully.
The
compensator and their negotiating team understand the law and know how
to minimise their losses by taking a tough stance on certain issues
relating to your personal injury claim. Do not get off to a bad start
by failing to recognise the obvious need for representation - make
sure you level the playing field and obtain adequate compensation.
You
have the option of contacting us for compensation claim advice and we
will advise you immediately if your situation is one we can help you
with. Our experts will do everything possible to take care of your
interests.
Once
contact has been made with the insurance company, in the majority of
civil cases both sides will deal with initial correspondence under the
terms of the Pre Action Protocol. These 'rules' were introduced in
April of 1999 and are an integral part of the reforms implemented by
Lord Woolf the Lord Chief Justice in 1999. The personal injury sector
has become much more streamlined as a result of these reforms.
Insurers and solicitors alike must now follow a general timetable.
(these rules apply to injury claims worth less than £15000)
The
key points of the protocol that must be adhered to are: